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Coverage Options

Protection Plans Built for Real Life

From everyday fender benders to big unexpected moments, choose coverage that fits how you actually drive.

When Coverage Actually Helps

Real situations drivers face every day, and how the right plan keeps you moving.

Intersection Collision

You misjudge a yellow light and bump the car ahead. Your insurance covers their repairs and your own damage so you avoid big bills.

Collision Liability

Storm Damage

Hail destroys your windshield and dents your roof during a surprise storm. Comprehensive coverage handles the full repair without a deductible headache.

Comprehensive

Hit by Uninsured Driver

Someone runs a red light and totals your car, then drives off. Uninsured motorist coverage pays for your replacement vehicle and medical bills.

Uninsured Motorist

Dead Battery at Night

Your battery dies in a dark parking lot late at night. Roadside assistance sends a tow truck or jumpstart service fast so you get home safe.

Roadside Assist

Vehicle Fire

An electrical problem sparks a fire and destroys your engine. Comprehensive coverage replaces the car so you can keep driving without draining savings.

Comprehensive

Multi-Car Pile-Up Injury

You are injured in a highway pile-up caused by another driver. Medical payments coverage handles your hospital bills and lost wages during recovery.

Medical Payments Liability

Four Protection Layers

How your coverage stacks up to protect you, your car, and everyone else on the road.

1

Damage You Cause

Liability coverage pays for repairs and medical bills when you are at fault. Protects you from lawsuits and major expenses you cannot afford.

2

Your Vehicle Repairs

Collision and comprehensive fix your car after crashes, theft, weather, or vandalism. No matter who is at fault, you get back on the road fast.

3

Medical Treatment

Medical payments and personal injury protection cover hospital visits, therapy, and recovery costs for you and your passengers after an accident.

4

Emergency Support

Roadside assistance, rental cars, and towing get you out of tough spots. From flat tires to lockouts, help arrives when you need it most.

Smart Add-Ons

Optional extras that give you extra protection for specific situations and driving habits.

Gap Protection

Covers the difference between what you owe on your car loan and what insurance pays if your car is totaled.

Rideshare Coverage

Extra protection when you drive for Uber or Lyft, filling gaps between your personal policy and company coverage.

New Car Replacement

If your new car is totaled in the first year, we replace it with a brand new model instead of just paying its depreciated value.

Custom Equipment

Covers aftermarket upgrades like sound systems, wheels, or wraps that standard policies usually do not include.

Pet Injury Coverage

Pays vet bills if your pet is injured in a car accident while riding with you. Covers treatment and emergency care.

Travel Expense Coverage

Reimburses hotel, meals, and transportation if your car breaks down far from home and cannot be fixed right away.

Ready to Get Covered?

Compare packages, add the extras you need, and get a quote in minutes. Simple, fast, and built for drivers like you.